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Bank or Dealership: Best Place to Get a Car Loan

If you’re new to car financing in Las Vegas, you might not know that some dealerships offer new-car financing. So, where to get a car loan, a bank or dealership? If you’re wondering the best place to get a car loan, find out with Findlay Acura to learn more about car loan shopping! Then be sure to explore our other car buying tips to learn about trading in financed cars and more!

Car Loan Shopping

Are you searching for the best place to get auto financing? There are two options when looking for the best place to get a car loan:

  • The dealership where you’re purchasing your vehicle
  • Your bank, where you inevitably have a history

A bank or a dealership to obtain a car loan isn’t inherently better than the other. Both have their advantages. Your financial circumstances will decide which is best for you when you apply for auto financing on your next vehicle.

Where to Get a Car Loan: Dealership

If you’re shopping for a new Acura model to enhance your North Las Vegas commute, check out our extensive inventory. If the Acura RDX or MDX models caught your eye, our finance team can walk you through the car financing process. Obtaining a car loan from Findlay Acura has many benefits:

Dealership Auto Loan Benefits

  • If you’re planning on getting financing through a dealership, they can explain the advantages of buying vs. leasing a vehicle. That way, you’ll know which fits your budget.
  • Dealerships often work with several lenders to guarantee customers get the best rates possible.
  • In fact, since multiple lenders are involved, this can lead to lower loan terms due to the competition for your business.
  • Applying for financing online and getting approved is simple with dealerships.
  • Dealerships will help customers with bad or no credit obtain a loan
  • Dealers can offer unique financing incentives.
  • You can negotiate your down payment with a dealership.

Where to Get a Car Loan: Bank

Deciding the best place to get a car loan is your bank in Mesquite is a good idea. However, checking in with the finance team at Findlay Acura before applying with the bank is advantageous since dealerships have access to multiple financing partners. This will ensure you’ll find the best loan rates possible since you’re investigating several routes. Also, keep in mind, if you have no or bad credit, getting a loan with a bank will be more difficult. But there are still benefits to using your bank as the best place to get a car loan.

Bank Auto Loan Benefits

  • You have a pre-existing relationship with your bank
  • There are often set interest rates
  • You may be able to set a flexible payment schedule

Find Your New Acura Model with Findlay Acura 

Now that you’ve weighed the pros and cons of the best place to get a car loan, either a bank or dealership, contact us at Findlay Acura. We’ll walk you though our large selection of Acura models to help you find the vehicle that fits your needs. And be sure to check out our new vehicle specials!

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